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Retirement Calculator

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Plan your retirement savings and income

Calculator Settings

Retirement Calculator

Enter a valid age between 18 and 100

Retirement age must be greater than current age and ≤ 100

Enter a valid current savings amount

Enter a valid monthly contribution

Enter a return rate between 0% and 30%

Enter Your Information

Fill out the form to see your retirement projection

Retirement Planning Tips

Key Principles:

  • Start saving early to benefit from compound interest
  • Contribute regularly, even small amounts help
  • Take advantage of employer 401(k) matching
  • Consider tax-advantaged accounts (IRA, 401k)

4% Withdrawal Rule:

The 4% rule suggests withdrawing 4% of your retirement savings annually. This historically provides sustainable income while preserving capital.

Formula: FV = P(1+r)^t + PMT[((1+r)^t - 1)/r]

Retirement Methodology

Comprehensive methodology and accuracy information

95% Accurate
Highly Accurate
Last Updated
January 2024
Version
1.0.0
Important Disclaimer
This calculator is provided for educational and informational purposes only. Results should be verified with professional consultation for critical decisions.
95%
Accuracy Rate
1
Formulas Used
2
Data Sources

About This Calculator

This retirement calculator is designed to provide accurate calculations for your specific needs. Our calculators are thoroughly tested and follow industry standards to ensure reliable results.

Key Features

  • • Instant calculations with real-time results
  • • Mobile-friendly responsive design
  • • No registration or personal data required
  • • Free to use with no limitations

How to Use

  • • Enter your values in the input fields
  • • Results update automatically as you type
  • • Use the clear button to reset all fields
  • • Copy or save results for your records